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Student Bank Accounts

Posted on 30 September 2008

Believe it or not, but choosing the right bank just before you set off to uni is quite a large decision, it’s likely to stay with you for the rest of your life… well for a very long time anyway!!!

So is it best to go with the most freebies on offer, the best competitive rates on interest, the potential bank charges posed upon you in times of cash flow problems, or even with a long term outlook with graduate loans and special deals for getting your first mortgage…

Some good points to consider:
a) Does your campus have a bank situated on site… this can prove to be very useful!

b) How close would your bank be to the campus or are they situated amongst a lot of the student housing areas around the city?

c) Have a browse around the internet banking facilities, most banks allow you to have a virtual tour, so spend a quick 5 minutes browsing around… banking on the net could save you tonnes of time and make your life a lot easier!

d) What deals do they have on their credit and debit cards… cheque guarantees and credit limits count in the long term, you never know when then can come in useful!

e) What are the banks opening hours? Are they open on Saturdays or do they close early on a Friday??? All these types of things are good to know.

So then, don’t go rushing into picking the first bank that comes along, or the one that offers the best freebie… there’s a lot more to it than that.

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