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Stay at Home Mom Earnings Secrets

Posted on 09 November 2008

It can be difficult to live off one income. While some may find the balancing act invigorating, others may yearn for a few extra bucks. Whether you want to go get a treat at McDonald’s or a new outfit, having some cash on hand is nice.

Here are some ways to earn some cash from home. None involve stuffing envelopes or selling Avon! By the way, stuffing envelopes and assembling products are usually scams. To check if an offer you are considering is a scam, go to the Better Business Bureau web site.

Sell Your Stuff

Many families have a yearly garage sale. While this can bring in a few hundred dollars in cash, it is very hard to rake in the dough by selling items, most priced under $5. To really earn some cash and not have the hassle of setting up tables, waiting on customers and dealing with price hagglers, consider putting your stuff for sale on or is a free way to sell your stuff. You can sell your books, music, DVD’s, electronics and more for free! I’ve found the books that sell the best are the ones that are current and in good or perfect condition. This means no highlighting or bent covers. is also another option when it comes to selling your used stuff. With Ebay, there is no limit to what you can sell! An excellent reference is The Official eBay Bible

Take some time to learn about Ebay and before plunging in head first. You don’t want to price items to high or too low.

Cash For Your Opinion

It’s always great to be asked your opinion, but even better when you are paid for it! There are several dependable survey sites online, which you can earn cash. I recommend:
Check daily for new surveys- they pay cash!
They e-mail if you fit the profile they are seeking. If you do, they screen you with a few questions. If you match their criteria, you will take their survey and receive an Amazon gift certificate, usually about $10 value.

When you are considering joining a survey web site, be sure to decide whether you want cash for surveys or if accumulating points is good enough. I feel that earning cash is a better use of my time, than earning points.

Write Now

Writing is a great way to make some extra money. Even if you don’t have a degree in Journalism, you can be a writer! Businesses, magazines, newspapers and others are always looking for writing talent.

Here are some types of writing you can do:

  • Web site content
  • Newsletters
  • Articles
  • Press Releases
  • Ghost Writing
  • Resumes
  • Editing
    I recommend the following books to get started:

    The Well-Fed Writer

    2008 Writer’s Market

    Secrets of a Freelance Writer: How to Make $85,000 a Year

    2008 Writer’s Market Online

    The Elements of Style (4th Edition)

    Writer’s Digest Handbook of Making Money…

    Earn Points & Get Stuff!

    Living off one income can sometimes mean having to give up movies, eating out and other fun activities. However, if you join some point programs, you can earn points that can be redeemed for gift cards to restaurants, online stores and more! I’ve found that the best way to maximize joining point programs is to go through their participating store list and type up a list of stores you normally shop at anyway. It’s important not to get caught up in earning points, that you spend money at stores or on items you would not normally buy. Next, go through their rewards list and decide on what you are going to save up for. While cashing in your points early on for a magazine subscription may be tempting, for a few more points, you could have a gift certificate to your favorite restaurant. Patience pays when it comes to point programs.

    Here are some good programs:

    Finally, a point program just for moms! With Club Mom, you can earn points by grocery shopping, online purchases, signing up for their credit card and more! Their rewards are great too. You can cash your points in for Applebee’s gift certificates, Pier One, BabiesRUs, JCPenney & more!

    If you love TGIFriday’s food, this is a great site to join. You earn 10 points for every dollar you spend at Friday’s. When you get to certain point levels, you can qualify for TGIFriday’s gift certificates! They also offer frequent flier miles, trips and you can choose merchandise from their catalog.

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    2 Comments For This Post

    1. Resume Tips says:

      Good article! You can definitely earn extra cash by selling stuff on Ebay and doing surveys either onsite or online. Keep in mind that you can earn more for onsite focus groups. You can sign up with several local market research companies if you have time to attend several focus groups per week. Onsite focus groups may last anywhere from 30 minutes to 2 hours. Most provide food and refreshments and the vast majority will pay cash or give you a check immediately after the session.

      Writing may be a little tricky. You do need skills to be a writer and the vast majority of writers that earn more than $30,000-$40,000 a year do have degrees(some advanced) and years of professional experience. If you want to earn money as a writer and you feel that you already have a knack for writing, why not enroll in a certificate program to sharpen your skills? Some certificate programs are offered online as well as many degree programs. You will definitely need training, solid experience, skills and some impressive writing samples if you want to make money working in any of the areas mentioned above, especially:

      Press Releases
      Ghost Writing

      Good Luck!

      Resume to Referral
      Resume and Career Services

    2. Salloum says:

      Making money is not an easy task. It needs patience, tricky mind, focus, right moment and lots…I think

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