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	<title>Comments on: Credit Card Hell</title>
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	<description>Information about higher education and Career Tips Blog</description>
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		<title>By: Allan</title>
		<link>http://www.kelloggforum.org/credit-card-hell/comment-page-1/#comment-300</link>
		<dc:creator>Allan</dc:creator>
		<pubDate>Wed, 19 Nov 2008 23:00:35 +0000</pubDate>
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		<description>Everyone asks for a credit card these days.  Any more it is hard to transact in society with out having a few in your wallet for daily useage.  What helped me get out of debt was debt settlement through a series of validation letters and settlement conferences with my creditors.</description>
		<content:encoded><![CDATA[<p>Everyone asks for a credit card these days.  Any more it is hard to transact in society with out having a few in your wallet for daily useage.  What helped me get out of debt was debt settlement through a series of validation letters and settlement conferences with my creditors.</p>
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		<title>By: Daniel</title>
		<link>http://www.kelloggforum.org/credit-card-hell/comment-page-1/#comment-39</link>
		<dc:creator>Daniel</dc:creator>
		<pubDate>Sun, 24 Aug 2008 08:05:32 +0000</pubDate>
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		<description>The rule of thumb is not to use the money you don&#039;t have.

Always try to use your credit card like a charge card, i.e. paying your bill every month in full.

Do not cultivate the habit of spending with your credit card with the intention not to pay them off at the end of the month.</description>
		<content:encoded><![CDATA[<p>The rule of thumb is not to use the money you don&#8217;t have.</p>
<p>Always try to use your credit card like a charge card, i.e. paying your bill every month in full.</p>
<p>Do not cultivate the habit of spending with your credit card with the intention not to pay them off at the end of the month.</p>
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